Call Us (855) 935-1233
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Commercial Auto Insurance COMMERCIAL AUTO

Make sure your work vehicle or fleet is protected as well.

Read More

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Flood Insurance FLOOD

Browse a variety of insurance options in order to find the right one for you.

Read More

Learn about different roadside coverage options that fit your specific needs.

Read More
Mexico Insurance MEXICO COVERAGE

Finding insurance doesn't have to be difficult. We do the work for you.

Read More

Car insurance can get expensive, particularly in a large risk pool like Texas. Every cost-conscious driver, therefore, wants to keep their overall premium price manageable. One of the most common ways to do so is to see if you can get any discounts on your policy. Discountsimage of car and dollar sign for discounts are often easy ways to knock a chunk of cost off your premium. How can you approach your agent about your eligibility for savings?

Don’t let your opportunity for savings pass you by. Your insurance agent can usually tell you about a variety of ways to tap into discounts.

What’s a discount?

If you present lower driving risks, your insurer will face a lower risk to cover you. As a result, they’ll probably be able to offer you cost reductions on your policy. Some of these come in the form of discounts which not every policyholder can obtain. Whether you can get a policy discount depends on your particular risk profile to the insurer. Therefore, whenever you talk to your agent, ask them about your discount eligibility.

Discounts Available from Your Insurance Company

Usually, you can qualify for policy discounts after meeting certain requirements. Qualifications will vary based on the discount in question and your particular insurer. However, some of the discounts available might include:

  • Claims-free discounts: If you go a certain number of years without making a claim on your policy, you might be able to get a lower rate.
  • Security discounts: Cars that have certain anti-theft systems might qualify for a discount.
  • Driver course discounts: Defensive driving courses help you learn critical techniques to stay safe on the road. By proving to your insurer that you passed a course, you can often lock in lower rates.

Not all insurers offer all discounts. So, ask your agent to compare the discount options offered in their policy network. They’ll often help you balance overall price with your qualifications for discounts.

When can you get discounts?

The best time to ask your agent about discounts is during your policy enrollment. Your agent can help you incorporate discounts into your initial policy prices. That way, you’ll know you will pay optimal prices from the get-go.

At the same time, ask your agent what you can do to qualify for more discounts by your next policy renewal. Do so again in the immediate lead-up to your renewal period. Regardless of whether your policy automatically renews, reach out to your agent. Your circumstances might change. Thus, you should always check if you can get further discounts.

Call 855-935-1233 and talk to your agent about what discounts may be available for you.

Posted 1:51 PM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018

View Mobile Version
© Copyright 2019. All rights reserved.
Powered by Insurance Website Builder