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Quantum Alliance Blog

View the latest blog posts from Quantum Alliance.

Many people make the mistake of assuming flood insurance comes with a homeowners insurance policy when it's actually an additional coverage. While most of the time, flood insurance is optional, in certain places, it's required. This is because those areas are at high risk for floods, while other areas may not be as susceptible to flooding. READ MORE >>

If your customer's company requires their employees to drive a lot, it may be worth it to them to investigate commercial auto insurance. Businesses want to make sure they have the best protection possible in case of an accident. This is especially true in Texas, a state that has the highest rate of traffic deaths. READ MORE >>

If you offer life insurance to your customers, you know this coverage is likely to be an important part of their family budget. One day, it might be the most important part of it. Unfortunately, misinformation surrounds it. A lot of people avoid shopping for life insurance—and for good reason. READ MORE >>

Most car insurance shoppers are cost-conscious. When they turn to your agency for assistance, it's up to you to provide them with satisfactory results. A careful attention to detail will help you maximize clients' ability to save by adjusting the terms of their policies accordingly. READ MORE >>

Businesses have to use vehicles all the time. Some might offer deliveries as part of their services. Some might drive every day just to do their duties. Even as an insurance agent, you might get behind the wheel yourself to visit clients. Anyone who uses a vehicle for business might need commercial auto insurance. READ MORE >>

Motorcycles are not the average vehicle, which is why they're challenging to insure. That's why it's important to provide biker clients with motorcycle insurance. It's more suitable for their riding needs, while still offering numerous pieces of coverage that any driver might need. READ MORE >>

If you have an insurance client who lives in a rural area, then they might have more than one building on their land. A damaging event might impact these assets as much as they would impact anyone's house. Therefore, your client might want to contact their insurer to see if they have coverage for the damage in question. READ MORE >>

Drivers can get their licenses at age 16 in most states. That means learning to drive is probably one of the first big steps a young person will take on the road to independence. However, just because they are able to drive independently, that doesn't mean teenagers have their financial freedom. READ MORE >>

Floods can happen in any home — even those that don't lie close to bodies of water. Yet, the risks of flooding are higher in flood-prone areas. That's why, in many homes, there exists a considerable need for flood insurance. READ MORE >>

Texas law is clear: Drivers have to carry car insurance. However, while there are minimum coverage requirements, there is no restriction on a driver carrying extra coverage. So, as an insurance agent, you have an obligation that the driver meets all their coverage requirements. READ MORE >>

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